Your deposits at Albina Community Bank are hard at work in our local Portland neighborhoods.
What could be better?

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Business Builder E-Free Checking
Looking for an free checking account?  Like the idea of receiving electronic statements and notices?  If so, the Business Builder e-Free Checking is the product for you.

  • $100 minimum opening deposit
  • No monthly service charge or maintenance fee
  • No minimum balance required
  • First 150 transactions (debits/credits/deposited items) free; then $0.50 each
  • Non-interest bearing
  • No fee for standard online banking access
  • eStatement required
  • Debit card with no monthly fee
Business Builder Checking
The Business Builder Checking account is just the right fit for a growing business.  Maintain a minimum balance in the account and we'll waive the monthly service fee.
  • $100 minimum opening deposit
  • $10 monthly service fee waived with eStatements or $12 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $3,000 is maintained OR a monthly combined average balance of $10,000 is maintained (must be same ownership and checking, savings, or Money Market account), OR  with an active Albina Community Bank Merchant Services account OR with an active Albina Community Bank cash management account.
  • First 250 transactions (debits/credits/deposited items) free; then $0.50 each
  • Non-interest bearing
  • No fee for standard online banking access
  • Debit card with no monthly fee

Business Builder Interest Checking
Want to earn interest on your checking account?  The Business Builder Interest Checking account pays a competitive rate of interest, and the monthly service fee is waived with a minimum balance - or if your company is a qualified non-profit organization.

  • $100 minimum opening deposit
  • $12 monthly service fee with eStatements or $14 monthly service fee with paper statements
    (The monthly fee is waived for qualifying nonprofit organizations.)
  • Monthly service fee waived is daily minimum balance of $5,000 is maintained in the account OR a monthly combined average balance of $15,000 is maintained (must be same ownership and checking, savings, or Money Market account), OR with an active Albina Community Bank merchant services account OR with an active Albina Community Bank cash management account.
  • First 250 transactions (debits/credits/deposited items) free; then $0.50 each
  • No fee for standard online banking access
  • Earns interest based on account balance
  • Debit card with no monthly fee

Business Builder Analyzed Checking 
We'll provide you with an earnings credit on your deposit to offset the monthly fees on the Business Builder Analyzed Checking account.

  • $100 minimum opening deposit
  • $12 monthly service fee
  • No charge for eStatements and notices
  • $2 additional monthly charge for paper statements
  • Deposits/credits posted at $.25 each; checks/debits posted at $.15 each
  • Deposited items on-us at $.08 each; 12th RCPC and other at $.12 each
  • Cash deposited or purchased at $.10 per $100; coin rolls deposited or purchased at $.10 per roll
  • Earnings credit received on net collected balanced used to offset account activity charges
  • Balances can also be used to offset fees for additional services, i.e., wire transfer, stop payment, etc.
  • Non-interest bearing
  • No fee for standard online banking access
  • Debit card with no monthly fee

Business Money Market
Want to earn a higher rate of interest while keeping your funds accessible?  A Business Money Market account is for you.  Maintain a minimum balance and we'll waive the monthly service fee.

  • $100 minimum opening deposit
  • $12 monthly service fee with eStatements or $14 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $3,000 is maintained
  • $10 for each restricted transfer over 6 per statement cycle
  • No fee for standard online banking access
  • Earns interest based on account balance
  • Debit card with no monthly fee

Business Money Market Plus
Our Business Money Market Plus account provides you with access to your funds and allows you to earn a higher rate of interest.  We'll waive the monthly service fee if you maintain a minimum balance.

  • $100 minimum opening deposit
  • $25 monthly service fee with eStatements or $27 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $100,000 is maintained in the account
  • $10 for each restricted transfer over 6 per statement cycle
  • No fee for standard online banking access
  • Earns interest based on account balance
  • Debit card with no monthly fee

Business Statement Savings
Looking for an account that earns a competitive rate of interest and provides access to your funds?  The Business Statement Savings is the account for you.

  • $100 minimum opening deposit
  • $10 minimum balance required to keep the account open
  • $4.00 monthly service fee; waived if daily minimum balance of $200 is maintained
  • $10 for each restricted transfer over 6 per month
  • Variable rate of interest
  • ATM card with no monthly fee

Business Certificates of Deposit
Albina's Certificate of Deposit accounts pay a higher rate of interest for a specific period of time.  Choose terms from 3 months to 5 years, with the ability to add to our 6 and 12 month certificates.

  • $100 minimum opening deposit
  • Terms from 3 months to 5 years
  • ACB 6 and 12 month terms allow add-on deposits
  • Earn higher rates for longer terms
  • Early withdrawal penalties may apply
  • Interest may be withdrawn without penalty 

Other Small Business Products & Services

 

 

 

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