Your deposits at Albina Community Bank are hard at work in our local Portland neighborhoods – building and rebuilding communities, creating jobs, and helping people grow their ideas right where it matters most.  What could be better?
 

Business Builder e-Free Checking
Looking for a checking account with no monthly fee?  Like the idea of receiving electronic statements and notices?  If so, our Business Builder e-Free Checking is the product for you.

  • $100 minimum opening deposit
  • No monthly service charge or maintenance fee
  • No minimum balance required
  • First 150 transactions (debits/credits/deposited items) free; then $0.50 each
  • Non-interest bearing
  • No fee for standard online banking access
  • eStatement required
  • VisaTM Debit Card with no monthly fee
Business Builder Checking
The Business Builder Checking account is just the right fit for a growing business.  Maintain a minimum balance in the account and we'll waive the monthly service fee.
  • $100 minimum opening deposit
  • $12 monthly service fee waived with eStatements or $15 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $3,000 is maintained OR a monthly combined average balance of $10,000 is maintained (must be same ownership and checking, savings, or Money Market account)
  • First 250 transactions (debits/credits/deposited items) free; then $0.50 each
  • Non-interest bearing
  • No fee for standard online banking access
  • VisaTM Debit Card with no monthly fee

Business Builder Interest Checking
Want to earn interest on your checking account?  The Business Builder Interest Checking account pays a competitive rate of interest, and the monthly service fee is waived with a minimum balance - or if your company is a qualified non-profit organization.

  • $100 minimum opening deposit
  • $12 monthly service fee with eStatements or $15 monthly service fee with paper statements. The monthly fee is waived for qualifying nonprofit organizations.
  • Monthly service fee waived if daily minimum balance of $5,000 is maintained in the account OR a monthly combined average balance of $15,000 is maintained (must be same ownership and checking, savings, or Money Market account)
  • First 250 transactions (debits/credits/deposited items) free; then $0.50 each
  • No fee for standard online banking access
  • Earns interest based on account balance
  • VisaTM Debit Card with no monthly fee

Business Builder Analyzed Checking 
We'll provide you with an earnings credit on your balances to offset your monthly fees!

  • $100 minimum opening deposit
  • $13 monthly service fee
  • No charge for eStatements and notices
  • $3 additional monthly charge for paper statements
  • Deposits/credits posted at $.30 each; checks/debits posted at $.18 each
  • Deposited items on-us at $.10 each; 12th RCPC and other at $.14 each
  • Cash deposited or purchased at $.10 per $100; coin rolls deposited or purchased at $.10 per roll
  • Earnings credit received on net collected balances used to offset account activity charges
  • Balances can also be used to offset fees for additional services, i.e., wire transfer, stop payment, etc.
  • Non-interest bearing
  • No fee for standard online banking access
  • VisaTM Debit Card with no monthly fee

Business Money Market
Want to earn a higher rate of interest while keeping your funds accessible?  A Business Money Market account is right for you.  Maintain a minimum balance and we'll waive the monthly service fee.

  • $100 minimum opening deposit
  • $12 monthly service fee with eStatements or $15 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $3,000 is maintained
  • $10 for each restricted transfer over 6 per statement cycle
  • No fee for standard online banking access
  • Earns interest based on account balance
  • VisaTM Debit Card with no monthly fee

Business Money Market Plus
Our Business Money Market Plus account provides you with access to your funds and allows you to earn a higher rate of interest.  We'll waive the monthly service fee if you maintain a minimum balance.

  • $100 minimum opening deposit
  • $25 monthly service fee with eStatements or $28 monthly service fee with paper statements
  • Monthly service fee waived if daily minimum balance of $100,000 is maintained in the account
  • $10 for each restricted transfer over 6 per statement cycle
  • No fee for standard online banking access
  • Earns interest based on account balance
  • VisaTM Debit Card with no monthly fee

Business Statement Savings
Looking for an account that earns a competitive rate of interest and provides access to your funds?  The Business Statement Savings is the account for you.

  • $100 minimum opening deposit
  • $10 minimum balance required to keep the account open
  • $4.00 monthly service fee; waived if daily minimum balance of $200 is maintained
  • $10 for each restricted transfer over 6 per month
  • Variable rate of interest
  • ATM card with no monthly fee

Business Certificates of Deposit
Albina's Certificate of Deposit accounts pay a higher rate of interest for a specific period of time.  Choose terms from 3 months to 5 years, with the ability to add to our 6 and 12 month certificates.

  • $100 minimum opening deposit
  • Terms from 3 months to 5 years
  • ACB 6 and 12 month terms allow add-on deposits
  • Earn higher rates for longer terms
  • Early withdrawal penalties may apply
  • Interest may be withdrawn without penalty 

Other Small Business Products and Services

  • Business Online Banking
  • Wire Transfer Services
  • Online Bill Payment Services
  • Merchant Credit Card Services
  • Business Payroll Services through GNSA
  • Quick Click Deposit (Remote Deposit Capture)
  • Deposit Courier Services (we'll happily pick up non-cash deposits at your business)
  • Night Depository Services
  • 24/7 Automated Customer Service
  • Free Cash Withdrawals at thousands of MoneyPass® ATMs across the country
  • Overdraft Protection Products
  • Workplace Banking (a package of products and services for your employees)
 Print a complete list of our Business Banking Products and Services
 

 

 

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