• Operating Lines of Credit
As your business grows, your need for additional funds may grow, too. Albina offers seasonal and working capital lines of credit ranging from $5,000 to $150,000 for small businesses with short-term financing needs.This revolving business line of credit can be used, paid back and then used again!
• Term Loans
Expand your business, consolidate debt, or purchase a new commercial vehicle or equipment with a flexible Albina term loan ranging from $5,000 to $150,000, available with competitive interest rates. We also offer Acquisition Loans for borrowers acquiring existing businesses and/or business assets.
• Government Guaranteed Lending 
Since small businesses sometimes require additional support for loan requests, we partner with local government agencies to provide the maximum options for your small business. The Small Business Administration (SBA) and other government guaranteed loans offer the financing you need.
• We offer:
  • SBA 7(a) Loans: SBA's primary program for term loans (including SBA Express)
  • SBA 504 Loans: Long-term, fixed asset and owner occupied commercial real estate
  • Capital Access Program (CAP) Loans: Offered through Business Oregon; CAP Loans range from $1,000 to $150,000 and include  the Oregon Credit Enhancement Development Fund and the Oregon Business Development Fund.

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