Personal Lending Products and Services

Not sure what type of loan you should get? At Albina Community Bank, we’ll work with you to understand your needs and determine what type of loan is right for you! Visit any of our branch offices or contact an Albina banker for more information.

Personal Loans

We offer personal loans for everything from new and used autos, for that vacation you’re planning to take, or for all kinds of miscellaneous needs! We offer fixed rate loans with terms up to 60 months – with flexible options and a discount when the payment is taken directly from an Albina Community Bank account.

Home Equity Loans and Lines

Home Equity Loans

A Home Equity Loan is secured by the value of your home. We offer competitive rates; low closing costs, low monthly payments – and your interest may be tax deductible. Check with your tax advisor to be sure.

Home Equity Lines of Credit

A Home Equity Line of Credit is a great way to finance those home improvements you’ve wanted to do or to finance a college education for your children. And with an Albina Community Bank Home Equity Line of Credit, you’ve got a reusable source of cash that you can use for whatever you need. With competitive rates, no closing costs, up to a 70% loan to value – this option may work best for you. Interest charges are generally tax deductible – your tax advisor can help in this area.

The Loop Visa™ Credit Card

Join the Loop of Giving!

Have you heard about our LOOP VISA™ Credit Card? This innovative consumer credit card program generates financial donations for select non-profit organizations that bank with Albina Community Bank. When Albina Community Bank customers apply for their LOOP VISA™ Credit Card, they select which cause they would like their purchases to support; Education, Health & Social Services, The Environment, The Arts, or Economic Development. Cardholders also have the option to choose to support all of the causes equally. At no cost to the cardholder, Albina Community Bank gives back a percentage of the total annual purchases made using the LOOP VISA™ Credit Card to the selected organizations. Think of it as our gift in support of local non-profit organizations!

Personal Credit Applications

Download the PDF Credit Application here

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